Working Capital Funding

Working Capital loans or short-term funding can help you take care of immediate needs in your business, whether that is a cash-flow shortfall or a new business opportunity. No collateral is required for our working capital loans or short-term funding, the required documentation is limited and perfect credit not needed. Nearly every industry can get a working capital loan or short-term funding.

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  • No collateral required
  • Limited documentation needed
  • Perfect credit not required
  • Nearly every industry accepted

What is short-term financing?
Capital for Business working capital loan or short-term financing is an alternative to a traditional bank term loan that is extended based on the monthly sales volume at your business, and not your personal or business credit history. The application and approval process is faster, and no collateral is required. Short-term financing is available with terms from three to 24 months and it is generally repaid through automatic deductions from your business bank account.

How can I get short-term financing?
Most industries can qualify for short-term financing and even businesses that have been open for as few as three months can apply. You can request from $5,000 to $1,000,000; lenders will base their decision on your monthly sales volume. You’ll need to provide some documentation, but far less than for longer term loans: Expect to be asked for bank statements and a landlord reference.

How can I use a working capital loan or short-term financing?
Working capital loan or short-term financing can help you pay operational costs, such as rent, payroll and debt payments.You can use short-term financing for any purpose, from working capital to inventory. Learn how a working capital loan or short-term financing might be the best solution for small business

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